Wednesday, January 1, 2020

Information Age


Just this week I had to do a paper for a Pace University class I'm taking on one of the historical events that really had an impact on history. The paper had to be somewhat extensive and I thought "Woe Is Me!". Low and behold after conducting a search, I found a website the zeroed in on the Top Ten Historical Events at

BBS HISTORY

Seeing how I love Information Technology, my eyes immediately zeroed in on number 9, The Dawning Of The Information Age.

This was in my opinion a "loaded" topic as there are so many aspects and I had to think of what could I zero in on. I decided to zero in on flow of digital information exchange as I saw it as well as played a role in the early 1990's. Similar to an article I did recently and posted on my Blog, which reflected on my Andrew Jackson High School  years, while  working on Wall Street in the 1980's, once again to some what you are about to read may seem unclear in terms of trying to get a picture of what was going on, to others it may seem a little clear and yet to others it will be crystal clear. Here's just a little portion of the paper I came up with...


The Information Age brought about computers and the internet.
The factual information is that we are able to do more now than we could prior to the dawning of information age. Computers in their current form today were on-existent. The computers that did exist took up the size of a large room. Computer code was written on punch cards and “fed” into the computers. There is a podcast on iTunes of Bill Gates and Steve Jobs that speak of how things were prior to the real evolution of the information age.

The computers that did exist that could be used by individuals as noted in the podcast had very little memory and hard disk space. Because of this the programs written to run on these computers also had very limited capabilities. The computer programming code existed on tape recorders. I know this personally because I used the computers like this. One of the early computers that were in existence was made by Radio Shack and was called the TRS-80. The computer was not stand alone with a display but rather was more like a keyboard with outlets to input peripherals. To this “keyboard” I connected my TV which served as a display. I also connected little snap in cartridges which contained the programs I wanted to run. There were cartridges for Word Processing, Spreadsheets and even online communications via Videotext Cartridge. There was also a programming language cartridge called Basic Assembler. You could save your work (Wording Docs, Spreadsheets, etc.) on to a Cassette Tape Recorder. To get online I used a cable connected to the keyboard that when into a separate Modem. This Modem connected me to the Information Services that existed at the time such as CompuServe Information Service (CIS). This was the “Internet” for users of the time. You were able to read the latest news, join in Bulletin Board Discussions as well as participate in Live Chat.

Information Exchange was a key part of the Information Age. As the Information Age further evolved, individual users found that that if they did not want to pay for an online information service such as CompuServe, they could create they own exchange of information between one or more users. This was done via the use of Computer Bulletin Board Systems or BBS’s. I ran one of these systems. Users were able to l dial my system (my actual telephone line) and I had my computer setup “ready” to take calls from users. I had Message Boards setup for users to exchange information with each other on my system. A Network of Computer Users evolved that at certain intervals at night would “drop off” messages to other Bulletin Board Systems. The Message exchange would be to the “next closest” system so that eventually the message “drop off” would cover the global. Popular networks of that time were called Fido Net Systems where numerically assigned numbers were the “ID” number for the individual computer board systems. The cost was just the phone calls and thus the mail drop offs occurred late at night were rates were low.

At this point the Internet was not in full swing, but E-Commerce was “up and coming” Using these same Bulletin Board Systems users were able to subscribe to services during their dial up session and purchase products using a credit card. The Bulletin Board System would just as it “dropped off” mail, would “drop off” credit card transactions to a card processor for payment. Automation in these early stages was key, so I had my Bulletin Board System setup to automatically take an incoming call, from a user looking to exchange email and/or purchase products. That same evening my system would automatically go offline to drop of mail to the nearest BBS System part of the Fidonet Network and then make another call to process any pending credit card orders.

As the Information Age further evolved having a “Website” was the “in” thing to have. With your Website you now became automatically global. Users could now visit your website and do all of the things they did on your Dial up Bulletin Board System. Once more, while you could only have a limited amount of users on your Bulletin Board System, on the Internet via a Website there was no limit. You would only have to pay additionally charges if you had an exceeding large amounts of traffic called bandwidth. The Internet via a Website allowed for Multimedia which was a big step forward. You could now have Sound, Pictures and Video all on your website to enhance the user experience. You could now offer many of the same services that the online information systems such as CompuServe were offering. This capability often led to the demise of companies such as this because “everybody and their mother” could do the same thing.

Today, my Bulletin Board which was accessed by dialing a phone number is now called up via my website bearing the same name Holman's World. I can offer what I offered on the Bulletin Board Service and much more because of the evolvement of the Information Age.

The Big Online Services like CompuServe provided the “neat and cool stuff”. I found their offerings were quite exciting. The offered very manageable discussion boards. I actually served as Discussion Board Leader in many of these online forums. I saw what the board looked like from an Administrative point and was impressed. Just as companies were developing products for the BBS users, they were also developing products for the Large Online Services as well. As the Online Services could have numerous amounts of users online, their message boards were very large and just trying to read everything was a challenge. Companies developed software that allowed users to read their messages offline whether for a large online service or a Bulletin Board Service, thus saving online cost. These Offline Readers (OLR) were key for all users as they could mark read messages and compose responses to be sent during their next online session, whether on a large online service or on a computer Bulletin Board Service.

In the Information Age, we’ve come a long way and it seems we still have a long way to go as today’s technology is history by tomorrow.

As I did with my Wall Street Article, I'd like to mention again an organization that has played a critical role in technological developements and that organization is BDPA Information Technology Though Leaders (http://www.bdpa.org/) This organization was right at the forefront of the Bulletin Board Systems back in the day and had it's own FidoNet Style network called, BDPANET. Take at look at some the BDPA files from back in the day as well. Also the picture in this Blog post is me presenting an Internet Seminar at a BDPA National Conference actually during the time when the BDPANET and my BBS was in full swing. The Laptop Shown is what I actually used to run my BBS.

This paper mentioned the larger online services and offering such as Chat Sessions. I conducted some of them. What did they look like. Have Look at my Chat Logs from back in the day.

Lastly I tried to share an lesson on two on the regular and called them, "Information Highway Lessons".

Enjoy!


Watch this video relative the Dawning of Age:

Saturday, December 8, 2018

Saturday, July 28, 2018

5 Secrets...


5 Secrets to Networking Success

5 Secrets to Networking Success
Networking skills are an absolute must for people looking to grow their business.  One important skill is being able to interact socially. In this article we go over some simple ways to improve your networking success by polishing your social skills.
Social skills help us connect with others, and that’s what networking is, connecting with others. The more often you do something, the more it will become second nature. So make an effort to do the following five things regularly:
Remember to say “please” and “thank you.”
Saying “please” and “thank you” may be so basic that you don’t think it even falls under social skills. Be that as it may, courtesy is so important that it deserves to be listed here, and it’s a large part of what makes up good social skills.
Make proper eye contact
Making eye contact frequently and appropriately can make the difference between coming across as likable or not. Look at the person when you’re speaking with him or her, but without staring, and pay close attention.
Even if you’re one of those people who actually can pay attention when they seem to be preoccupied with other things, maintaining eye contact will let the other person know you are interested. Don’t just pay attention, but make sure the other person knows that you’re listening.
Repeat the other person’s name
In a conversation, be sure to repeat the other person’s name. It will make them feel very much acknowledged and remember their name. There are a lot of quotes about how much people love the sound of their own name, the thing is – it’s true.
Support others
Whenever you find yourself talking with someone, pay close attention. They may be giving you clues for assistance that you can lend your experience and opportunity with them to help solve their needs.
Repeat something they’ve said recently
When you’ve had a conversation with someone and talk to them again, repeat something they’ve said. Ask them about something specific to follow up on. It shows them that you paid close attention as we mentioned, but also will remind them of your previous conversation.
Social skills are a key part of what makes you achieve business success. Practice them regularly and watch how quickly you’ll get new clients!
Posted in Uncategorized  · 

Friday, October 2, 2015

TD Jakes Message - "The Secret To Elevation"



TD Jakes Message - "The Secret To Elevation"

Regardless of the assignment on your life, your career, or the other circumstances you are currently experiencing, the root of your walk with God must be your FAITH. It is the anchor that holds you fast against the storms of life and propels you into God's purpose and blessings for you. In this timely series, Bishop T.D. Jakes highlights the necessity of living by faith while expounding upon its various facets each believer must appropriate and practice. 


"Jesus said that nothing would be impossible for you. If you believe that word, your entire life would become so exciting!" --Bishop T.D. Jakes 

CD - https://store.tdjakes.org/p-2828-work...
DVD - https://store.tdjakes.org/p-2829-work...

Watch every week at http://www.tdjakes.org/watchnow




Thursday, September 17, 2015

Affiliate Marketing - The Money Is In Commissions


THE MONEY IS IN COMMISSIONS!!!

Those that know me, know my background is in Financial Services. Some of the biggest gains that happened during the Major Mergers and Acquisition during the Financial Crisis, as outlined in "Too Big To Fail" by Andrew Sorkin, (Read The Book or Watch The Movie) were those who orchestrated the deals and got big payments (commissions). Commissions rule across multiple industries and Affiliate Marketing is a key player.

Accounting to an Entrepreneur's article, around two billion in Affiliate Marketing fees were paid in 2008, I have no doubt this amount has drastically increased.

The article deals with having your own (preferably multi-page) site and sending traffic to someone elses earning a percentage of commission.

Using these types of links was the subject of my blog over three years ago dealing iwth "Where I See The Money."

So what forums or communities exist to help you learn???




  • Digital Point 
  • aBestWeb 
  • Warrior Forum 


  • So who are the key Affiliate Networks??? Have a look see at some:




  • Clickbank
  • Commission Junction 
  • Google AdSense


  • For Books, Vidoe and more on Affiliate Marketing check our our Amazon Affiliate Store.

    For a Catalog of ClickBank Affiliate Programs updated daily check out our Affiliate Store.

    Whether Real Estate, Banking, Auto, Recruiting, etc., THE MONEY IS IN COMMISSIONS!!!


    Tuesday, September 8, 2015

    Part 3: Wall Street Custody Middle Office – A Day In The Life Of A Custody A/C Officer


    As noted in our previous segment, we are continuing our segment, “Wall Street Custody Middle Office – A Day In the Life of a Custody A/C Officer. In this segment we will cover Foreign Exchange. As noted in my online resume, I got my start in Foreign Exchange in the year 1991. For the next five years I learned a lot about the Foreign Exchange Back Office and interacted with many colleagues in the Middle Office, I would eventually began to work in in 1996 after transferring from FX Support to Investment Manager Services. As I write this piece I am literally walking distance from that location where I got my first glimpse of the FX Support Business at 101 Barclay Street, downtown, Manhattan, NY.

    I started out in the remittance area as an Assistance Supervisor where a lot of retail FX deals take place. I later moved to Confirmations area and the Multi-Agreement Processing (MAP) Unit where I was Supervisor. These groups touched more on the Custody Middle Office Business where I would later work as an Assistant Treasurer and Custody A/C Officer. In these groups, as FX Deals (Spots, Forwards, Swaps, etc.) were done between brokers, confirmations of these deals were also done via phone with the Counter Parties where the Custodian did the FX and well as Swift Messages (MT300) being sent. Confirmations were critical because due to an exchange rate discrepancy, the recorded conversation between the confirming parties was the only real proof used by the FX Investigations Unit. .  As any given point I could be on the phone with say a Middle Office Administrator in the say the Mutual Funds Group, confirming an FX Done with the Middle Office and the FX Trading Front Office for the Mutual fund client.  It was often during the Confirmation Process it was agreed on how the client’s funds would be charged for the US portion of the FX. We had been inputting a code on the FX Details system page to indicate we would process manual tickets to charge the client’s account. I realized that by putting in an alternate code you could charge the client’s account directly via the same System Detail page. The saved the department at least twenty thousand dollars monthly in manual processing and also made the Custodian Bank’s Newsletter as our team earned an award.  Process Improvement is so critical in our business!

    The same Custody Clients I would later serve as a “Single Point Of Contact” were doing massive FX Deals As a Custody client purchased a security in which they had to pay in Egyptian Pounds (EGP), they needed an Foreign Exchange deal to cover that trade. Often they would use their custodian bank to do the Foreign Exchange (Buy EGP and Sell USD) and cover the security purchase.  We are covering the FX part of the deal here but we did cover some parts of the Security deal and what to watch for in our very first segment in this series.

    Of interesting note I found later in my Middle Office activities (back in 2006) is that I found that Egypt had trades that settled over the weekend. The challenge here was that many Custody systems only reflected settlement dates on Business Week Days from Monday through Friday. So while the FX Deal to cover the Egyptian Security Purchase settled on a Monday (crediting the clients account the EGP), the Security may have settled on Sunday (debiting the clients account the EGP). The client’s foreign currency statement which keeps a running daily balance, might reflect an overdraft for Sundays’ Debit, not cleared until Monday. This may result in Debit Interest or Negative Interest. The Sub Custodian (where the settlement of Securities and Cash actually occur in the local market) might not reflect this on their books. Adjustment may just need to be made on your Custodian’s System to correct the debit interest such as a correcting FX deal (Cancel/Replace) to reflect the FX settling Friday, instead of Monday.

    As moved to the Middle Office, whet I learned in the both the Securities and FX Back Office was critical. I knew what went into setting up a Securities Trade as well as an FX Trade because I had done it. When in a crunch for time, I could go right to the right people in the Back Office or even the Front Office Traders because I already had established a relationship.  Whether Internal or External Clients, it’s all about The Relationship!





    Saturday, August 15, 2015

    Free Business Communcations Arsenal for 2015-2016








    Amongst your Free Business Communcations Arsenal Packaging for 2015-2016 you must have at least the following two:


    1) A Free Service for using your computer to Receive and Make Phone Calls
    2) A Free Service to have Conference calls with up to 96 People and be able to reoord and play them back.

    Two packages exist today and are expected to be free for 2015-2016. Beyond that we are uncertain of how "FREE" they will be. Whatever and I mean whatever your business is from "For Profit" to "Not For Profit" you need these two free services.


    You need to be able to dial a number to Host the Conference Calls and you need to be able Host it for Free. Also those calling in need to be able to dial in for Free.

    Even with just the Free Dialing, this is an invaluable services in and of itself. No more waiting for unlimited nights and weekend or low long distances cost, try Free Long Distance costs!

    The services which you may have already heard of are as follows:

    1. Google Voice - To Make the Free Call to Host your Conference Calls
    2. Free Conference Call dot com - To Host or Participate in your Conferences.


    Trying to make sense of The Web!Domain Names, SEO and more??? Visit our FREE HELP CENTER HERE

    Enjoy and Make It Rain In 2014!!!





    Sunday, May 10, 2015

    Pastors Sharon and Michael Holman - "The Family Of God"



    Pastor Michael Holman of A Wealthy Place COGIC Message: "The Family Of God" (also on Amazon.com) - Powerful message which includes the testimony of a My Wife, A Strong Virtuous Woman Of God at Bethel Emmanuel Temple COGIC, Pastor/Supt/Director of Guyana Coalition Of Churches, Curtis Sexton​ Pastor and Founded by Mother/Prophetess and Pastor Sarah Hankins

    Sunday, March 15, 2015

    Getting Your Presentation From The VGA Only Laptop To The Big HDMI Screen


    I needed to project what was on my small laptop screen on to my Bigger Desktop Screen. The Problem was that the Laptop only has VGA and the Desktop only has HDMI.

    The Solutions? A VGA to HDMI Upscaler with Audio. The Company StarTech produces just the item.

    I only found out that a item like this existed when I worked as a Desktop Support Administrator for a Company that rented out Conference Room Space. Quite often customers would come in with VGA only Laptops and needed to Project on the Huge Flat Screen on the Conference Room Wall whicAh only had HDMI. The VGA HDMI Upcaler with Audio was the solution!

    It was just good to know that when I needed Large Projections from any Laptop to an HDMI only enabled screen, The VGA HDMI Upscaler with Audio was a perfect solution.

    It is important to note that where a smaller devices that have an VGA connection and a HDMI connection, BUT they do not project from your VGA Laptop to an HDMI Screen. It's important that you get a Upscaler from VGA to HDMI and that AUDIO is projected. This critical.

    You can be presenting at a Conference or Meeting and need to project (with or without audio) what is on your Laptop to a Big Screen and wondering how to get this done. This may very well be the solution you need.

    If you Laptop already has an HDMI port you are set without using the Upscaler in most cases, but if you only have a VGA connection, a VGA to HDMI Upscaler with Audio might be needed.

    Enjoy!

    Below is a Video Review of the Product:



    Friday, February 20, 2015

    Playing around in the Facebook Sandbox

    Powerful Facebook Apps For your
















    I'd figure I would sum up all of the App's I've developed in the Facebook Developer's Sandbox which include Powerful Facebook Apps For your Job Search (or Whatever you are looking for) & More via Facebook!!!

    The first order of Developement on Facebook is building on Secure Pages or if Building your own Website securing it with SSL (Secure Socket Layers) (the little pad lock in the upper left just before your web address followed by "https". 

    Look for our Logo Favicon (Hands holding the Whole World)

    Click on Links below:

    Review our Web Services (Websites, Domain Names, Email Marketing, SEO, SSL & More) directly on Facebook.


    Review an Awesome Technology Training Database with over 23,000 FREE Course directly on Facebook.(Search in Top Far Right for your course. Any with a link is Free to View)


    Review our Awesome Web Reseller Services  where y
    ou are in control of retail pricing and customization of your site, directly on Facebook.

    Review our Amazon Store on Affiliate Marketing  with Hard Cover Books, Kindle Books, On Demand Video and DVD's directly on Facebook.


    Review our Amazon Store onr General Products (including our own) across numerous categories on Facebook.

    Lastly, Review our Own Ministry Products (iTunes, Amazon and own Mobile App) viewable on Facebook.

    As already mentioned, within Facebook some links within pages you may need to right mouse click and open in a new tab or window as every page such as My Amazon Authors Page, is not eCommerce Driven and thus an SSL Certificate is not needed. 

    YouTube Video Playlist From Facebook Developers:


    Enjoy!!!

    Saturday, February 14, 2015

    Maximizing LInkedIn - The Business Network

    Another Top Program Added to our Best Sellers. Excellent Video Intro from a person who has spent years using the Professional Site LinkedIn and offers some interesting Stats and a program on maximizing it to the fullest Pick Up This awesome product at here It's one of the Top Ten Best Sellers in our Ideas Database on Facebook at: https://www.facebook.com/affiliateideas LIKE US and click Go To App

    Sunday, February 8, 2015

    Your Contacts




    Your contacts are crucial. Gather up all of your business card and put them in a Contact Database such as where you receive your email. Make sure this program allows you to export them whenever you need to.

    Remember the days of the Palm Pilot? I started out then collecting. I moved those contacts to my then Blackberry service and onto other services I used.

    There are some programs like, Google's Gmail that will automatically add contacts you communicate with via email.  When these same contacts are added to programs such as MS Outlook and GMail or Social Media sites like LinkedIn, you will also see pictures when available of your contacts.

    Some programs will even let you group contacts together so you can have a Group of Friends vs Business Associates within your Contact list. If you are using Google, this contact list with work well with their Google Voice Program as well allowing you to even have specific Voicemail Greetings for certain contacts.

    If you are not digitizing those business cards or even capturing your contacts, start today!

    For an example of Contact Management with Gmail see the below video:






    Sunday, December 21, 2014

    Monday, November 17, 2014

    Mission Impossible With ClickBank?

    You and I are so lucky. We live in a world where others have mapped out a route to generating wealth on the internet. And all WE have to do is follow in their footsteps. Imagine knowing exactly how the power users on ClickBank generate income. ClickBank has already created over 1000 millionaires. Yep. 1000. That’s INSANE! Now it’s your turn. What if you could clearly SEE every step you need to take to build a ClickBank-powered business--for pennies on the dollar? Now it’s finally possible. Why? Because ClickBank is unveiling the secrets behind their most successful users to create a one-of-a-kind training program. A program that harnesses the kind of intel you ONLY get from a company that’s already paid out over $3 BILLION in affiliate commissions. There’s no need to figure this all out for your self. Follow a time-proven path to success on ClickBank with a roadmap created for you BY ClickBank. It’s the nearest thing to “fool proof” I’ve ever seen. Take a look… Enter The University Here

    Friday, September 28, 2012

    Hootsuite: The Ultimate In Professional Social Media Management

    HootSuite Social Media Management



    HootSuite's Social Media Coach, Vicky Truong, touches on how using multiple social profiles can improve the way you communicate with your different social audiences. Using HootSuite you're able to have one global voice across multiple profiles and networks as well as use dedicated twitter handles to communicate content targeted to specific audiences.


    Highlights of HootSuite: The Ultimate In Professional Social Media Management


    • 30 Day Free Trial of HootSuite Pro • Multiple social network management from one dashboard (Twitter, Facebook, LinkedIn, Google+) • Scheduled Messaging • HootSuite App Directory (Instagram, SlideShare, YouTube, MailChimp and many, many more.) • Engagement, Team Collaboration, Analytics and Security


    LinkedIn management with HootSuite Social Media Management


    Facebook management with HootSuite Social Media Management


    Google+ Pages management with HootSuite Social Media Management


    Twitter management with HootSuite Social Media Management


    Analyze and Grow Your Social Channels with HootSuite


    HootSuite University - Become a HootSuite Certified Professional


    Herramientas Social Media para Empresas


    Prueba HootSuite Pro gratis durante 30 días!


    HootSuite - Social Media Dashboard

    Friday, September 21, 2012

    Author Michael Lewis discusses The Big Short and the future of finance



    Author Michael Lewis discusses his book The Big Short: Inside the Doomsday Machine, the future of finance as he sees it, and his thoughts on whether today's business students have a chance at changing it. Part of the Dean's Speaker Series, co-sponsored by the Center for Responsible Business as part of its Peterson Series on Sustainable Finance. (September 13, 2010) The University of California Berkeley Haas School of Business is one of the world's leading producers of new ideas and knowledge in all areas of business - which includes the distinction of having two of its faculty members receive the Nobel Prize in Economics over the past 15 years. The school offers six degree-granting programs. Its mission is to develop innovative business leaders - individuals who redefine how we do business by putting new ideas into action, and who do so responsibly. The school's distinctive culture is defined by four key principles - question the status quo; confidence without attitude; students always; and, beyond yourself.

    Thursday, September 20, 2012

    S.E.C., Dodd-Frank and Whistle-Blower Office

     


    Whistleblowers who report misconduct have also faced possible lawsuits from employers for violating confidentiality agreements. But new SEC whistleblower rules suggest that practice may have to change. Dow Jones reporter Suzanne Barlyn discusses with Gary Aguirre, a whistleblower lawyer

    Wall Street reform law provides new Whistleblower incentives to report suspected securities fraud. That could lead to more work for compliance departments, as Dow Jones columnist Suzanne Barlyn discusses with Richard Marshall, a lawyer for Ropes & Gray LLC in New York

    Sean McKessy, Chief of the SEC Office of the Whistleblower, explains how to submit a tip, complaint or referral to the SEC - and what happens during the process.

    NEW YORK TIMES ARTICLE - Facing Complaints, S.E.C. Opens Whistle-Blower Office